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How to Deal With a Layoff

Getting laid off from your job is emotionally and financially draining. Here are some tips to help you get through the process

Getting laid off from your job is emotionally and financially draining. While you may feel overwhelmed and lost if you have the misfortune of being laid off, there are steps you can take to help you recover and move onto your next employment. 

Take time to express your feelings. Talking through or writing down your feelings about the layoff is a healthy way to release your stress, worries and anxieties. WebMd provides several beneficial stress management tactics.

Look at your spending. Until you find a new job, finances will be tighter than usual. It is a good idea to review your past month or two of expenses as soon as you get laid off. Separate how much you spend on necessary items such as monthly bills and groceries from extras like entertainment and restaurants. Doing so will help you get a sense of how your spending may have to change while you are unemployed. 

Ehow details how you can create a thorough expense sheet.

See if you are eligible to collect unemployment. If you recently have been laid off, you may be entitled to help from the government. Mahalo explains how to file for unemployment in Massachusetts. Additionally, the Executive Office of Labor and Workforce Development is a good resource for information on unemployment insurance benefits and career center services. 

Figure out your insurance. When you lose your job, you also lose your benefits. Make sure you know when your benefits terminate, and schedule any last minute appointments before they do. Also, consider purchasing COBRA Health Continuation Coverage if you are unable to join a family member’s health plan.

Do not wait to start the job search. Be prepared that it may take several months before you find a new job. Some ways you can help your job search include:

  • Improving your resume: CBS News’ Money Watch and Quintessential Careers offer useful resume pointers. 
  • Utilizing social media: About.com details how social media can help boost your job search and networking capabilities. 
  • Prepping for interviews: Monster.com provides good last-minute tips on how to get ready for that job interview. You also can review common interview questions on About.com.

Use your contacts. Do not be afraid to reach out to people you know for help. Maybe they know of a job opening and can help get you an interview. Even if it does not lead to landing a job right away, the experience of putting yourself out there and forming connections is beneficial and good practice for when the right job does come along.

Find ways to make money in the meantime. From selling items on eBay to temporary employment, there is no limit on what you can do to bring in extra money. If you have a special skill set, you might even consider working for LivePerson, a website that connects approved experts with people who have questions related to their field.

Stay positive. While the job search may take longer than you think, keep a positive outlook as best as you can. Yahoo provides five ways to help you do so. Additionally, eating and exercising right can help boost your mood. 

It is also important to keep critical insurance coverages such as auto and property insurance in force in addition to health coverage. Contact your independent agent as soon as possible to discuss various plans available to you.

This post is contributed by a community member. The views expressed in this blog are those of the author and do not necessarily reflect those of Patch Media Corporation. Everyone is welcome to submit a post to Patch. If you'd like to post a blog, go here to get started.

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